Tallahassee Home Financing
Why use a mortgage broker & not a banker?
Top Loan Programs that SAVES "YOU" $$$!
Call Cal >850-544-0520 or "Ron"
at 850-228-5125
to get
Pre-Qualified
FREE &
FAST!
How to Finance a Home in Tallahassee?
You will need to gather a few pieces of information. If you don't
have it handy, you can start the application now and finish it
later. Use the Username you create at the start of the application
to come back and complete it.
If you want to use Approval Express and get an instant decision,
your application needs to be as complete as possible. If you change
your mind, stop at any time and send us your application, even if it
is incomplete. A local Allied Loan officer will contact you directly
to assist you further.
Review the To Do List. Most of the information you probably already
know though, some you may still need to look up; like bank accounts,
other assets, major monthly expenses, current mortgage payments,
income and employment information. Review the list:
This is a comprehensive list of the information that you will need
on hand when completing the Allied Home Mortgage
Online Application. Keep in mind that you will need this information
for the borrower and the co-borrower, if applicable.
Residence
Supply this information for the past two years:
-
Address,
City, State, Zip
-
Number of
years
Employment
Supply this information for at least the past two years:
-
Employer
Name, Address, Phone #
-
Position,
Title, Type of Business
-
Dates of
employment
-
Monthly
income
Monthly Income
-
Base
Salary
-
Overtime
-
Bonuses
-
Commissions
-
Dividends
and Interest
-
Rental
Income
-
Other
Housing Expenses
-
Rent
-
First
Mortgage (P&I)
-
Other Financing
-
Hazard
Insurance
-
Real
Estate Taxes
-
Mortgage
Insurance (MI)
-
Homeowner
Association Dues
-
Other
Assets
Company Name, Address and Acct # for:
-
Checking
and savings accounts
-
Credit
unions
-
Stocks &
Bonds
-
Life
insurance net cash value
Other Assets
Supply Description and Value for:
-
Real
Estate Owned
-
Vested
interest in retirement fund
-
Net worth
of business(es) owned
-
Automobiles owned (make/year)
-
Personal
Property
Liabilities
Name, Address, Acct # and Balance for:
-
Charge
accounts
-
Car loans
-
Student
loans
-
Alimony/Child Support
-
Separate
Maintenance Payments
-
Job
Related Expense
(child care, union dues, etc.)
Real Estate Owned
Lender Name, Acct #, and:
-
Type of
Property
-
Present
Market Value
-
Loan
Balances
-
Gross
Rental Income
-
Monthly
Payment
-
Insurance,
Maintenance, Taxes
What kind of loan do you want? There
are many different ways to finance a home purchase. The most common is called a "30 year fixed rate mortgage".
If you are not sure what type of loan best suits you, choose this
one. If you are more familiar with the mortgage process, you may
want to consult our mortgage calculators to assist you in deciding
what type of financing would suit you best.
How much can you afford? If you are unsure about how much you can
borrow or how large a mortgage payment you can afford, our
mortgage calculators can help you. Use the "How Much Can I
Borrow" link to estimate the largest house payment you can afford.
Filling out the application.
If you sent your completed application through to the Allied
Approval ExpressTM System your response will appear
on your screen in a few minutes. A copy is also e-mailed to you. A
Loan Officer will be in contact with you by phone shortly.
If you chose to send your application, completed or not, through our
Gold Standard to your local office, they will respond initially by
e-mail to confirm receipt. A local Allied loan officer will contact
you shortly.
Our Personal Service
You might be thinking that if you fill in the electronic version of
the Allied Loan App you will miss out on personal service. Then
again, maybe some of you prefer the anonymity. In either case, we
assure you that a Loan Officer will be handling your application
once you are done. If you wish to correspond electronically you
certainly maintain that option.
Allied made a decision long ago to offer the online app to consumers
for a variety of reasons:
-
Your
convenience. You can use this app any time of day or night. You
can start and stop as many times as necessary.
-
Your
privacy. We will let you fill in the blanks on this one, there
are a number of situations we know apply.
Email us: sales@homes-for-sale-properties.com
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